To make your life easier, we offer you the chance to pay your Okos purchases in interest-free monthly installments directly from your bank account with PayBright, Canada’s leading buy now pay later solution.
Make easy monthly payments over 3, 4, 6, 12, 24, or 36 months, all at 0% APR.
Interest-free Installments with PayBright
| Duration | 3 and 4 months | 6 and 12 months | 24 and 36 months |
| Interest | 0% | 0% | 0% |
Quick Real-time Decision
Place your order quickly and easily by choosing PayBright as your payment method at checkout. Enter a few details to get an instant decision and complete your purchase.
Easy Monthly Payments
PayBright will automatically debit/charge monthly payments using your preferred method of payment.
How to Finance your Smart Home Interest-free?
1. Select PayBright as your payment method at checkout. You’ll then be redirected to the PayBright app to apply for and view your payment plan details.
2. Complete the online form on the PayBright website in under a minute and get an instant approval decision.
3. Confirm your payment terms and agreement with PayBright. We will come to install your new Smart Home!
Frequently Asked Questions
How do I use PayBright?
PayBright is Canada’s leading installment payment provider. When you use PayBright to pay at checkout, you can split your purchase into easy, automatic monthly interest-free payments.
Select PayBright as your payment method at checkout.
Complete PayBright’s online form in under 60 seconds and get an instant approval decision.
Confirm your payment plan with PayBright and return to Okos to complete your order.
Make 3 to 36 monthly payments to PayBright while enjoying your new Smart Home!
How do I apply?
If your basket is eligible for monthly payments with PayBright, the option will be presented at checkout. After confirming your phone number, you’ll be sent a one-time SMS password to confirm your identity. You’ll then enter a few details for an instant decision. If you’re approved, you will set up your repayment method with PayBright and accept the terms of your payment plan.
Who can apply for PayBright financing?
PayBright payment plans are available to Canadian residents who have reached the age of majority, which is 18 or 19, depending on your province.
How do I make my payments?
PayBright will help you set up convenient, pre-authorized payments via your bank account.
Does PayBright do a credit check?
To learn more about PayBright and credit checks, please read this helpful FAQ article on the PayBright help site.
What if I haven’t received an email regarding my payment plan, or if I need additional help with my payment plan?
For help with payment information, or if you haven’t received your PayBright email confirmation, please contact the PayBright team via their website.
Can I prepay my outstanding PayBright balance?
Yes, all PayBright payment plans can be prepaid at any time without penalty.
How do I access my Paybright account?
Your login details to access your PayBright account are in the confirmation email sent to you when you first completed your transaction. Can’t find the details? Please contact the PayBright team.
What if the order is cancelled? Will I still be charged?
No, you will not be charged. If you’ve already made a payment to PayBright and are owed a refund, this may take up to 5-10 business days to appear on your bank account or credit card statement. If you have any questions about the refund process, please reach out to the PayBright team through this contact form.
What if I can’t make a payment?
Please reach out to the PayBright team and they will be happy to look into the options available. You can contact them using this contact form.
I was not able to complete a PayBright transaction. What happened?
Unfortunately, PayBright is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because PayBright was not able to verify your identity or your payment method.
How do returns work if I paid using PayBright?
Purchases made using PayBright financing are subject to Okos’s Return Policy. Any returns will be processed by Okos, and your PayBright loan balance will be reduced or cancelled accordingly. If you have already made monthly payments, those will be refunded to you by PayBright.
How much interest will I get charged?
Zero. Here is an example for an order of $1,000.
| Duration | 3 to 4 months at 0% | 6 to 12 months at 0% | 24 to 36 months at 0% |
| Monthly payment | $250/month | $83.34/month | $27.78/month |
| Total | $1000 | $1000 | $1000 |
| Interest | $0 | $0 | $0 |
Any other questions regarding PayBright?
Still have a question? I’m here to help!
*Note that PayBright is an independent payment company and Okos has no influence over whether your payment is accepted or not.
If you have any trouble with your order, please contact PayBright Customer Service.